Ray’s Profile

Ray is an accredited Mortgage Professional who has been actively involved in the investment, banking and lending industry since 1994. A university graduate with a degree in Geography and Economics, Ray first entered the financial industry in 1994 when he joined Standard Life Assurance Company as an Investment Advisor. After a few years there he moved over to RBC Insurance, and then to CIBC where he spent some time as a Financial Advisor. Ray’s primary role at CIBC involved providing clients with investment advice, and underwriting personal loans and mortgages.

With the extensive experience he received at CIBC, Ray decided to move full time into Mortgage Brokering in 1999, and has been continuously licensed as a mortgage professional since then. With more than 200 million dollars worth of residential mortgages funded since 1999, Ray’s unique experience and knowledge allows him to advise clients on all types of mortgage transactions. Whether you are purchasing your first home, or looking to purchase a rental or investment property, or even a farm or cottage, Ray has the ability to assist you to manage the entire process from the moment you first meet him, to when you collect your keys to your new home or property.

A member in good standing with the Independent Mortgage Brokers Association of Ontario, Ray has continuously kept himself abreast and informed off all the changes in the ever so dynamic mortgage industry so that he can continue to advise his clients properly, enabling them to achieve their dream of home ownership.